Îñíîâû îðãàíèçàöèè áåçíàëè÷íûõ ðàñ÷åòîâ

         Ñõåìà áåçíàëè÷íûõ ðàñ÷¸òîâ â Ðîññèè


Ðàñ÷¸òû, ïðîâîäèìûå                                                                    Ðàñ÷¸òû ïðîâîäèìûå áàíêàìè è

áåç ó÷àñòèÿ êðåäèòíûõ                                                        äðóãèìè êðåäèòíûìè îðãàíèçàöèÿìè:

        îðãàíèçàöèé                                                                                        áðóòòî è íåòòî- ðàñ÷¸òû

 


                                                                                                                              (

Ïóò¸ì                         Ïîñðåäñòâîì          Âíóòðèáàíêîâñêèå            Ìåæôèëèàëüíûå            Ìåæáàíêîâñêèå

âçàèìíûõ                    îáîðîòíûõ              ðàñ÷¸òû (ïëàòåëüùèê            ðàñ÷¸òû                ðàñ÷¸òû ïî

ðàñ÷¸òîâ                   äîêóìåíòîâ             è ïîëó÷àòåëü ñðåäñòâ                                        êîððåñïîíäåíòñêèì

(êëèðèíãà, (âåêñåëåé,                îáñëóæèâàþòñÿ                                             îòíîøåíèÿì (70,2%)

íåòòèíãà)   âàððàíòîâ è ä.ð)                        îäíèì áàíêîì

                                                                     èëè ôèëèàëîì)


Âíóòðèõîçÿé-                  Ìåæõîçÿéñò-              Ìåæäó ïîä-         Ìåæäó        Ïî ïðÿìûì       ×åðåç òðåòüþ

ñòâåííûå (ìåæäó               âåííûå (ìåæäó           ðàçäåëåíè-          ïîäðàçäå-    (ìåæäó äâóìÿ     êðåäèòíóþ

ïîäðàçäåëåíèÿìè       ïðåäïðèÿòèÿìè          ÿìè îäíîãî          ëåíèÿìè       áàíêàìè)          îðãàíèçàöèþ

ïðåäïðèÿòèÿ               è îðãàíèçàöèÿìè)       êîììåð÷åñ-        Öåíòðàëü-

îðãàíèçàöèè)                                                   êîãî áàíêà           íîãî áàíêà

                                                                             (29,8%)               ÐÔ

                                                                                                      

                                                                                   Öåíòðàëüíûé                 Êðóïíûé                              Êëèðèíãîâóþ

Ïðèìå÷àíèå.                                                            áàíê ÐÔ -                      êîììåð÷åñêèé          ïàëàòó ( 2,1%)

Óäåëüíûé âåñ ðàñ÷¸òîâ ïîêàçàí                             íàöèîíàëüíàÿ                                                   áàíê

èñõîäÿ èç ñóììû îñóùåñòâë¸ííûõ                       ïëàò¸æíàÿ ñèñòåìà                                                             

ïëàòåæåé ïî äàííûì  ãîäîâîãî îò÷¸òà                   (60,8%)

Áàíêà Ðîññèè çà 1999ã.

Äîëÿ ðàñ÷¸òîâ  ïî ìåæáàí-                                Ñ ó÷àñòèåì Öåíòðàëüíîãî     Áåç ó÷àñòèÿ Öåíòðàëüíîãî

êîâñêèì                                                                     áàíêà ÐÔ                                  áàíêà ÐÔ

                                                                              - áåç äåïîíèðîâàíèÿ               - ñ äåïîíèðîâàíèåì

                                                                              ñðåäñòâ â ïàëàòå -                    ñðåäñòâ â ïàëàòå -

                                                                 1 ìîäåëü êëèðèíã                    2 ìîäåëü êëèðèíãà


Ðèñóíîê 1.1

         Ïëàòåæíàÿ ñèñòåìà Áàíêà Ðîññèè èìååò ðåãèîíàëüíûå êîìïîíåíòû, êîòîðûå ðàñïîëîæåíû è ôóíêöèîíèðóþò â êàæäîì èç 78 òåððèòîðèàëüíûõ ó÷ðåæäåíèé Áàíêà Ðîññèè.

Ñòðàíèöû: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62



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